At APFG, we are constantly working with our finance partners to offer the best investment strategies available in the Australian marketplace today.
Our latest investment product is designed to build wealth for investors through ultra-low blended rates, low deposits with no LMI, and cash-flow positive properties.
Talk to our team today to see if you qualify.
(3.25% FIXED / 4.8% VARIABLE)
*Conditions apply
We call it the ‘Retirement Accelerator’. This is an innovative shared equity product that allows you to purchase a property with a low-deposit and no LMI, low-financing rate, while retaining 100% ownership of a cash-flow positive investment property.
Please note that while we are not mortgage brokers or financial advisors, our partners for investment products are among the most reputable and certified financial advisors in the industry. We always encourage your to seek advice from qualified professionals before making investment decisions.
Ultra-Low Borrowing Rates
Blended rates at 3.25% fixed and 4.8% variable
Deposits available at 2.5% unconditional
Financing up to 97.5%, with no LMI.
Cash-flow positive property investments
This product is only available on selected APFG properties.
FAQ's
| Fixed Rate Lender | 3.25% p.a. Fixed for 5 years | 17.5% |
|---|---|---|
| Variable Rate Lender | 4.8% Variable Rate | 80% |
- First, This product allows investors to have greater flexibility with their deposits, by allowing financing up to 97.5%, and savings on Lenders Mortgage Insurance.
- Additionally, with financing rates of 3.25% fixed for 5 years, as well as low variable rates, means repayments are lower than the national average.
- Third, you’ll be making money on the cash-flow positive properties offered through APFG. Our properties are in high-demand areas with strong rental markets.
HOW DOES IT WORK?
To be able to take advantage of this offer from the lender, there are a few requirements to tick off. You will need:
To use the funds for the purchase of a new property that has been approved for its use.
A credit score of 600 or above.
Personal cash to pay the 2.5% deposit plus stamp duty and legal fees. This can be in the form of a grant or a rebate or a gift, as long as it’s cash.
To meet with a lender-accredited financial planner to assess if the product is correct for your personal circumstances.
An investment made into the shared equity property trust. That investment can be cash or from your SMSF. The value of the investment depends upon the value of the property you are purchasing, but typically it's in the range of $130k to $170k. This can be from your SMSF. If you don’t have an SMSF the planner can set one up for you.
CONTACT US NOW
Talk to our team to see if you qualify for ultra-low owner-occupier rates
and to explore our range of investment property options.
