TURN YOUR HOME EQUITY INTO PASSIVE INCOME

If you've owned a home in Australia for the past 5-10 years, you're likely grateful for your timing in entering the property market. With property prices soaring, it's become increasingly challenging for new buyers. However, existing Australian homeowners have witnessed their home values and personal wealth soar to unprecedented heights.

In the last decade, average housing prices in Australia have surged by about 70%. Some suburbs have even seen growth exceeding 200%. Australians, largely thanks to homeownership, rank among the world's wealthiest people.

Suburbs with the largest 10 year growth in house prices

Source: https://www.realestate.com.au/insights/the-suburbs-where-home-prices-have-increased-most-over-the-past-10-years/

If you're among these fortunate homeowners, you're essentially sitting on a treasure trove of equity. Ever considered converting this extra equity into a source of income?

At APFG, we're seeing a growing number of investors eager to utilise their home equity. Their goals range from investing in more properties to generating a second income stream. Our team specialises in finding smart uses of home equity in Australia to invest in Bali's booming tourist rental market.

Our expertise lies in helping you leverage your home's equity to invest in Bali properties. These investments promise immediate returns and tax benefits, allowing for a steady passive income.

Why Bali?

Bali's property market is booming. With some areas recording tourist occupancy rates over 90%, the potential for substantial rental income is immense. "Bali's continuous influx of tourists presents a prime opportunity for property investors," states Matt Sully, CEO of APFG. "If you’re sitting on home equity of $300,000, you could potentially yield about $40,000 annually in revenue."

Unlocking Home Equity for Investment in Bali

Using your home's built-up value to invest in another property is what unlocking equity is all about. Here's the process:

STEP 1: Equity Assessment

First, determine your home's current market value and deduct any remaining mortgage amount. The remainder is your available equity.

For instance:

Property Value = $900,000

Loan Balance = $400,000

Equity = $900,000 - $400,000 = $500,000

As property values rise, so does your equity. If your property initially cost $750,000 and is now valued at $900,000, you've gained $150,000 in equity.

STEP 2: Investing in Bali

Contact our team to explore Bali properties within your budget. We offer a range of modern apartments, luxury villas, and hotel rooms in Bali's top tourist destinations. Fractional property investment is also available, allowing investments starting from 25%, or around AU$78,000.

STEP 3: Refinancing

Work with a qualified mortgage broker to refinance your mortgage, borrowing against your home's equity. This step releases the funds necessary for your Bali property investment.

STEP 4: Start Earning Income

Once your payment and paperwork are complete, you'll start earning an 8% return during the construction phase through our Premium Partners. Post-construction, forecasted returns typically range between 14-18%.

Your Equity: A Path to Second Income

By tapping into your equity, you can generate a second income stream through strategic property investments in Bali. "Investing in Bali's income-generating properties using home equity is a very savvy move. It's not just about immediate returns but also diversifying and bolstering your investment portfolio," explains Sully.

For more information on our lucrative property investments, don't hesitate to get in touch with our APFG team today.