WHY WE PAY IPDC

Interest Paid During Construction (IPDC) is one of the exclusive benefits available to APFG investors. Offered on investments with Premium Partner developments, it provides clients with a guaranteed 8% return during the construction phase.

“There are several reasons why we pay IPDC, but the primary one is to deliver positive cash flow to our investors from Day One,” explains Matt Sully, CEO of APFG.

Currently, Australian property investors typically see an average rental yield of 3.5%, with 6% considered exceptional. By offering guaranteed interest payments of 8%, IPDC outperforms most domestic property opportunities. Paid quarterly for up to two years, it enhances cash flow and offers an immediate, tangible benefit that sets us apart.

“Our decision to pay IPDC reflects our commitment to investor success,” Matt shares. “Investing in off-the-plan properties—especially overseas—requires trust. IPDC rewards that trust with immediate returns, offering security and reassurance that their investment is already working.”

The Need for Cash Flow

"Cash flow is the lifeblood of any investment," Matt emphasises. "Traditional returns are often only realised after completion. IPDC bridges this gap, ensuring returns from the outset and enhancing financial flexibility."

Immediate and Tangible Benefits

“This upfront return is invaluable,” says Matt. “Whether offsetting costs, paying down debts, or reinvesting, IPDC ensures investors see their money working immediately.”

Guaranteed 8%: A Better Option Than Most in Australia

In a market where Australian rental yields are diminishing, a guaranteed 8% return stands out.

“About 40% of our clients use their SMSF to invest with us. This stable return enhances retirement savings and financial flexibility,” Matt explains.

Shifting to Operational Returns

Once construction is complete, investments transition from IPDC to operational income. Properties in Bali’s thriving market typically generate returns between 15-20% annually.

“This is why we partner with selective developers,” Matt adds. “They must commit to paying IPDC and delivering exceptional operational returns.”

Guaranteed 8% IPDC Returns with APFG

“In a world where cash flow is crucial, IPDC offers immediate returns and lays the groundwork for long-term success,” says Matt.

For investors seeking to maximise returns and minimise delays, IPDC provides a compelling solution. Book a call with our team today